Medicare Supplement Eligibility

The Centers for Medicare and Medicaid Services says, “Your individual Medigap Open enrollment Period begins the first day of the month that you are both 65-years-old or older and, enrolled in Medicare Part B. So you have a onetime 6 month window to enroll in a Medigap plan, when there is no medical underwriting.  If you enroll during this Medigap Open Enrollment Period, you cannot be denied coverage. If you miss your 6-month enrollment period, you can still apply to enroll in a Medigap plan. All plans have different underwriting benchmarks.

 Additional elements to know about Medicare Supplement insurance:

• You must have Part A and Part B to buy a Medicare Supplement policy
  
  
• Many carriers offer household discounts if two or more people enroll in Medicare supplement plans from the same company
  
  
• Plans do not include Part D, so you’ll add a separate standalone Part D drug plan
  
  
• Plans do not include dental, vision, or hearing

 A Quick Recap 

  ✔   You have a onetime 6 month window to enroll in a Medigap plan, when there is no medical underwriting

  ✔  Medigap plans do not include Part D, so you’ll need to add a separate standalone Part D drug plan